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No-Fault Main Break Assistance Program

We understand that having a water main break impact your property can be emotionally and financially stressful and we want to work with you to help make things right. Unlike many water utilities, Denver Water has a program for assisting property owners impacted by no-fault water main breaks. This webpage will explain the “no-fault main break assistance program” and help answer questions about available services, payments and limitations.

Background: Under the Colorado Governmental Immunity Act, Denver Water is not responsible for damages resulting from a no-fault water main break. However, we understand that property owners are left in a challenging situation because standard property insurance typically excludes damage from water main breaks. This is why Denver Water has created a program to help our customers in these situations.

Assistance provided: Under this program, Denver Water provides:

  • Emergency response and water mitigation services.
  • Payment for temporary lodging (up to program limits) when a home is uninhabitable because of water damage.
  • Payments for restoring damaged property (up to program limits) to its pre-flood condition, including contractor costs (based on an estimate provided by Denver Water’s claims adjuster).
  • Limited payments for damage to uninsured personal property.
  • Payments to cover damage to vehicles up to the applicable vehicle insurance deductible.

More details

File a claim with Denver Water

Please call our contact center at 303-893-2444 Monday-Friday, 7:30 a.m.–5:30 p.m. or submit online.

Customer Care Contact Form